Islamic credit cards and loans ?

[asimbaig]

I live in saudi arabia. some of banks here are issuing islamic credit cards and loans. I am not convinced so far about the legitimacy of these cards & loans therefore i want to raise this question here to figure out if transaction done by these procedures are really islamic or not.



down are some links to borrowing procedures


http//www.alahli.com/pb/borrowing/tayseer.jsp

http//www.anb.com.sa/almubarak_card.asp
http//www.anb.com.sa/loan_mubarak.asp
http//www.anb.com.sa/loan_tawaruq.asp

http//www.alahli.com/pb/borrowing/yatiek.htm
http//www.alahli.com/pb/borrowing/murabaha.jsp


Can anyone have a look on these links and give your openion


Jaza'k Allah